The main question when creating Mac&Cheese was, how to create something that would go up in value? The price of any asset is solely determined by it's buyers and sellers. In order to remove potential sellers from the market, users must lock up their funds for a pre-determined period of time in order to earn staking rewards. The longer the lock-up period, the higher rewards they will earn. Turns out a similar concept is being used by the banks worldwide and is called a certificate of deposit or time deposit. It is the biggest money market in entire world, worth more than store of value(gold, bitcoin) and all payment methods combined. The system is made to be entirely decentralized, without any one party having control.This is the main reason why cryptocurrencies were invented to begin with: to eliminate trusted third parties and replace them with algorithms working in the favor of token holders.